A house that needs work is harder to sell in Florida than almost anywhere else in the country right now, and it is not really about the buyer’s taste. Most insurers in Florida require a 4 point inspection on homes 20 years or older before they will write or renew a policy, and a roof past 15 to 20 years commonly fails that inspection even if it has never leaked. No insurance means no mortgage, which means most of the buyer pool on the MLS cannot close on your house until the roof, electrical, plumbing, or HVAC gets fixed first. If you cannot afford that repair bill, or do not want to sink more money into a house you are trying to leave, Particular Properties buys houses across Central Florida exactly as they sit. No new roof, no repairs, no negotiating over a punch list.
Here is what a traditional as is listing does not fix: under Johnson v. Davis, Florida’s controlling case on the subject, you still have to disclose any material defect you actually know about, even in an as is sale. The as is language only means you are not agreeing to fix it, that duty to disclose does not go away. That is fine, and it is the law either way, but it does not solve your real problem, which is financing. Florida’s standard as is contract still gives a financed buyer an inspection period to walk away or renegotiate the price once their lender’s inspector finds the same roof or AC issue you already knew about. We have watched sellers go under contract twice on the same house and lose both buyers during that inspection window. When you sell to us, there is no lender, no appraisal, and no inspection contingency to blow up your closing. You get one honest cash number and a closing date that actually holds.
The Real Math on Waiting to Repair Before You Sell
A new roof in Central Florida is a five figure decision before you even get to AC, electrical panel, or plumbing. Spend that money and you still have to live through the work, then list, then wait for a buyer, then survive their inspection anyway, since Florida’s 4 point requirement does not disappear once you have made one repair if others are still outstanding. Sell to Particular Properties instead and that whole repair budget stays in your pocket. We build our cash offer around the house’s actual condition, and we close on a title company timeline, not a contractor’s.
Sell As-Is Without Fixing a Single Thing
We Buy Houses In Orlando For Cash. No Repairs Or Fees. Get A Fair Offer And Close In As Little As 7 Days!
We Buy Houses That Need Work Across Central Florida
We buy houses that need work in every corner of Central Florida: roofs original to the house, failed 4 point inspections, condemned electrical, you name it. Whatever repair list is keeping your house off the market, we have already bought a house with that exact problem.
Selling a House That Needs Repairs in Florida: Your Questions Answered
“Do I still have to disclose problems if I sell my house as-is in Florida?”
Yes. Under Johnson v. Davis, Florida’s controlling case, an as-is sale does not remove your duty to disclose material defects you actually know about. As-is only means you are not agreeing to fix anything, not that you can stay silent about known problems. Selling directly to us does not change that duty, but it does remove the negotiation over who pays to fix what.
“Will a failed 4-point inspection stop me from selling my house?”
It can stop a financed buyer from getting insurance, and without insurance most lenders will not fund the loan. That is exactly why so many older Florida homes with an aging roof or electrical panel struggle to sell on the MLS. It does not stop us: we buy based on the house’s actual condition, and insurance and financing are not part of our offer.
“What if I can’t afford to fix the roof or AC before I sell?”
You do not need to. We factor the cost of the roof, AC, electrical, or plumbing into our cash offer up front, so you are not expected to spend money on a house you are trying to leave.
“Can I sell a house with code violations or an open permit?”
Yes. Code violations, open or expired permits, and unpermitted work are common reasons Florida sellers come to us, and none of them are a reason we walk away from a deal.
“Will I get a lowball offer because my house needs work?”
Our offer is built on the actual condition of your house and real Central Florida comps, not a scare number. Most companies that buy houses for cash keep their math a secret — we do not. Here is the formula: your house’s After Repair Value (ARV), the price it would fetch fully fixed up, minus what it actually costs us to buy, fix, and hold it.
- Repairs — what it actually costs to fix the roof, AC, electrical, plumbing, or whatever the house needs
- Holding costs — insurance, property taxes, and utilities while we own the house before it resells
- Our profit — the margin that lets us keep buying the next house
Example: a Florida house worth $300,000 fixed up (ARV) that needs $40,000 in repairs, with about $20,000 in holding costs and $40,000 in profit built in, comes out to a $200,000 cash offer. $300,000 − $40,000 − $20,000 − $40,000 = $200,000.
“Do I need to complete repairs before a cash buyer will even look at my house?”
No. We look at houses in whatever condition they are in right now, including houses that have not had a repair done in years. That is the entire point of selling as-is for cash.
Whatever repair list is keeping your house off the market, we have already bought a house with that exact problem. Call 407-258-6897 for a free, no-obligation cash offer on your Central Florida house, exactly as it sits, or fill out the form below and we will follow up the same day.
SELL YOUR HOUSE RIGHT AWAY
Easiest Way to Sell Your House In Orlando
When you work with Particular Properties to sell your house, our cash-for-houses solution ensures you have the simplest experience selling your house possible, free from all the usual delays of traditional real estate. Thanks to our swift and transparent procedure, you get a fast cash offer within 24 hours. As a “we buy houses” company, we do everything we can to make the best possible cash offer to a seller, and our offers are always no obligation.
We take all the stress out of it all to give you the confidence to move forward without any complications. Contact us today to find out what your home is worth. Fill out our simple form and request your cash offer now!
Sell Your Orlando House Fast For Cash
We Buy Houses In Orlando For Cash. No Repairs Or Fees. Get A Fair Offer And Close In As Little As 7 Days!
We buy houses all across Orlando. If you need to sell your Orlando house fast for cash, we promise to make you a fair, no-obligation, no-hassle offer. You’ve got nothing to lose. Contacting us could be the best decision you make all week! 🙂 407-258-6897